Have you been the Victim of a Hit-and-Run?

What to do if you’re a victim of a hit and run?

It is considered a hit and run when a driver damages a vehicle and then leaves the scene of an accident before information can be exchanges.

Making a Claim:

**If possible, it’s important to try your best to identify the other vehicle involved in the accident. If you notice the driver leaving the scene, call the police immediately with a description of their vehicle and which direction they’re traveling in.

Call ICBC to report your claim as soon as possible, ICBC’s claim line (1-800-910-ICBC) is open 24/7. (Remember to also submit a written account of the accident to ICBC, no later than 6 months after the accident)

If injuries result from the accident, make a police report. Try to do this within 24 hours. ICBC requires a report for incidents with a suspect.

Your ICBC claim representative will inform you if you can bring your shop to an ICBC c.a.r. shop VALET facility for repairs or if you need to visit a claim centre for inspection.

Your Coverage:

ICBC provides coverage up to a maximum of $200,000 for damages and injuries occurred in a hit-and-run.

**Please note this only applies for accidents that this doesn’t include accidents that take place on a private driveway or underground area. You must talk to your adjuster in such cases.

What you have to pay:

The deductible for a hit-and-run is $750 or whatever your ICBC collision coverage deductible is. If your collision coverage has a deductible of $300, you pay $300. If it has a deductible of $1000, you pay $750.  It is important to note that your insurance rate will not be affected after a hit-and-run.

A hit-and-run can be very damaging to your vehicle. All Quality Assured Collision and Glass locations are ICBC accredited c.a.r. shop VALET repair facilities and will accommodate you after an accident in the best possible way. If you’ve been in a hit-and-run, don’t hesitate to come see us for repairs after being given the go ahead from ICBC.

** If you witness a hit-and-run, take as much information down as you can (time, location, licence plates, car descriptions, driver descriptions, etc.) and call the police-from the scene if possible.

References: 

http://www.icbc.com/Documents/hit-run.pdf

http://www.icbc.com/claims/determine-fault/Pages/If-you-are-not-at-fault.aspx

 

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