Have you been the Victim of a Hit-and-Run? - Man inspecting a car door dent

Have you been the Victim of a Hit-and-Run?

Are you a victim and unsure about making a hit and run claim?

A hit-and-run occurs when damage is caused to your vehicle by an unidentified driver who leaves the scene of the accident before information can be taken or exchanged.

Making a Hit and Run Claim

**If possible, it’s important to try your best to identify the other vehicle involved in the accident.

  • Call the police with a description of the hit and run vehicle if you witnessed the accident and saw the driver leaving the scene. Take note of which direction the hit and run driver was traveling in.
  • Call ICBC to report your hit and run claim. Call them as soon as possible. ICBC’s claim line at 1-800-910-4222, which is open 24/7.
  • Remember to send a written account of the accident to ICBC no later than 6 months after the accident.
  • If injuries result from the accident, make a police report. Try to do this within 24 hours. ICBC requires a report for incidents involving a suspect.

Your ICBC claim representative will inform you if you need to bring your vehicle to an ICBC c.a.r. shop VALET facility for repairs, or if you need to visit a claim centre first for inspection.

Your Car Insurance Coverage

ICBC provides coverage up to a maximum of $200,000 for damages and injuries reported in your hit and run claim. **Please note this only applies to accidents that take place on a road or highway in B.C. This does not apply if the accident was in a private driveway or underground parking area. You must talk to your adjuster in such cases.

Your Deductible

The deductible for a hit and run claim is $750 or whatever your ICBC collision coverage deductible is. If your collision coverage has a deductible of $300, you pay $300. If it has a deductible of $1000, you pay $1000.  It is important to note that your insurance rate will not be affected after a hit and run accident.

A hit and run accident can be very damaging to your vehicle. All Quality Assured Collision and Glass locations are ICBC accredited c.a.r. shop VALET repair facilities and will accommodate you after an accident in the best possible way. If you are making a hit and run claim, don’t hesitate to come to see us for repairs after being given the go-ahead from ICBC.

** If you witness a hit and run accident, take as much information down as you can (time, location, license plates, car descriptions, driver descriptions, etc.) and call the police from the scene of the accident if possible.

See this ICBC Hit-and-Run Claims page for additional information.

 

One Response to “Have you been the Victim of a Hit-and-Run?”

  1. Rankin Smith says:

    i was in a hit and run accident by some old ass guy (90+yrs) and have his license plate . . .